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Welcome!

This all-Canadian site will help you make money, save money, and provide peace of mind by providing you with streetsmart tips, insights, and practical advice.

Whether you are thinking of going into your own business part-time or full-time from your home or otherwise, starting from scratch, buying a business or franchise, or already own your own business, you will find this site contains invaluable information and guidance to help you succeed.

By following proven methods and applying informed decision-making, you too can profit from a business enterprise that suits your needs, goals and risk-comfort level. This site was designed for Canadian entrepreneurs and small business or home business owners, to provide objective, practical, and helpful information to assist your sound judgment.

The site contains useful checklists, samples, forms, entrepreneur quizzes articles, educational resources, books, sources of information and glossary. It also includes a free monthly email newsletter.

Your candid feedback for improvement is welcomed. Thank you for visiting our site!

 

Books by Douglas Gray :: click here to see all of our books












 

Recent Articles

The Litigation Process – Step by Step

At some point in your small business career, the odds are great that either you will be suing someone or someone will be suing you. Litigation normally has a mystique to many people, and the process can be very frustrating and intimidating to the layperson. This article will discuss the various levels of court that [...]

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TRAITS OF SUCCESSFUL ENTREPRENEURS

What kind of person becomes an entrepreneur? What characteristics must a successful entrepreneur have? Whether people are born with some of these traits or learn them is a topic for a good debate, but what we do know from numerous studies is that successful entrepreneurs tend to have several important personality characteristics in common.
Entrepreneurs are [...]

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MAKE MORE PROFIT THROUGH NEGOTIATION

Did you know that you can make more money simply by asking for a better deal? Most people don’t realize that there is room for improving the financial arrangement or transaction, and therefore don’t ask. Or sometimes, people just don’t know how to negotiate or feel intimidated by the process.
The easiest way to make [...]

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KNOW YOUR OPTIONS WHEN LEASING SPACE

You may prefer to work at home and not rent office space. Or you may prefer to minimize the risk of leasing and rent an office in an executive suite business centre. However, if you decide to take the jump and rent office space and commit to a number of years, you should be aware [...]

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LOW COST MARKETING STRATEGIES

Every type of small business requires marketing. How to budget and pay for your marketing is an important issue, of course, but more important is how effectively the money is used to accomplish your specific marketing goals.
It is important to understand what marketing is and some of the low cost ways of marketing your business [...]

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KNOW LENDER’S NEEDS WHEN BORROWING MONEY

One of the joys and realities of being in business is the prospect of needing money, either in your start-up or during growth or expansion. With a pragmatic understanding of the dynamics of the loan approval process, you can greatly enhance your prospects of success.
Once you start negotiating with the financial institution, you must sell [...]

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LOVEMONEY FINANCING – CAUTIONS WHEN BORROWING FROM FAMILY AND FRIENDS

Have you considered borrowing or obtaining money from people you know best, who are closest to you, people who believe in you, and whose most natural inclination is to want to help you be happy and successful? More than 50% of people have gone that route. This type of financing is considered as “lovemoney”.
“Lovemoney” [...]

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TIPS ON MOTIVATING EMPLOYEES

Whether you currently have employees or not, the chances are that as your business grows, so will your need to have employees. At the outset, you will probably be playing the role of manager, in addition to the other roles you play.
Managing employees is cited as being the biggest problem to small business owners. This [...]

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SELECTING PROFESSIONAL ADVISORS

Professional advisors are essential to small business success. Your team of professional advisors should include a lawyer, a tax accountant, and ideally a consultant or mentor experienced in small business ownership. They can provide knowledge and expertise in areas which you have little experience. They will round out your management so that your business is [...]

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TAX TIPS FOR YOUR SMALL BUSINESS

If you own a small business, you work very hard for your money. You want to make sure that you have used every legal means possible to save on tax, to enhance your after-tax net income.
Here are some tips to help you achieve that objective. In all examples given, make sure that you speak [...]

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