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Articles

TIPS ON MOTIVATING EMPLOYEES

Whether you currently have employees or not, the chances are that as your business grows, so will your need to have employees. At the outset, you will probably be playing the role of manager, in addition to the other roles you play.
Managing employees is cited as being the biggest problem to small business owners. This [...]

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SELECTING PROFESSIONAL ADVISORS

Professional advisors are essential to small business success. Your team of professional advisors should include a lawyer, a tax accountant, and ideally a consultant or mentor experienced in small business ownership. They can provide knowledge and expertise in areas which you have little experience. They will round out your management so that your business is [...]

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HAVE YOU CONSIDERED THE FRANCHISE OPTION?

When contemplating the purchase of a franchise, first you need to review your personal and business goals. How will a franchise benefit you in attaining your goals compared with starting a business from scratch? Are you motivated by the challenge of doing it all yourself? Or does that concept cause you more than a little [...]

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SHOULD YOU BUY OR LEASE YOUR CAR?

People frequently ask, “Is it more advantageous to lease or to buy a vehicle?”. Revenue Canada has considered each option and has established rules to ensure that one has little if any benefit over the other. The decision is therefore based on your situation, needs and cash flow circumstances. Whatever decision you make, make sure [...]

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WHERE TO GET BUSINESS IDEAS

There is a distinction between an idea and an opportunity. Many people have good business ideas, but the idea may not be a viable business opportunity with potential for success. Careful research, evaluation, and preparation of a business plan will separate the real business opportunities from casual ideas. There are many innovative techniques for finding [...]

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SELECTING THE HOME-BASED BUSINESS OPTION

The small business sector is a dynamic, innovative, and growing force that provides challenge, fulfillment, and financial security to millions of Canadians. Studies show that over 75% of these small businesses have under five employees, and various studies estimate that there are approximately 2.2 – 2.5 million Canadians working from home. This would include part-time [...]

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RISKY BUSINESS TO BUY

When searching for businesses there are a number of classic warning signs that should alert you to potential problems. Buying the wrong business could result in a financial disaster for you. The following is a partial list of common warning signs that you should be aware of.
Unfamiliar business
It would be a serious mistake for any [...]

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HOW TO MINIMIZE YOUR RISK OF BAD DEBTS

Many people starting out in a service business are more interested in performing their service than developing a clear credit, billing and collection policy. A lot of new business owners have had no previous business experience and do not realize the pitfalls that can occur.
Having a system that works is essential to your survival. It [...]

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INTERNAL FINANCING CAN BE HIGHLY EFFECTIVE

Many business owners who are unable to access money in terms of debt or equity capital may be forced to reassess their needs, resources, and business management. For example, quick handling of accounts receivable, effective inventory control, customer prepayments, and cutting down on unnecessary expenses can free up funds not otherwise available. It forces your [...]

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GET HOME OFFICE INSURANCE COVERAGE

Statistics show that one out of four Canadian households have a part-time or full-time home-based business, and that number is growing.
If you are operating a part or full-time business out of your home, you have already made a conscious decision to reduce the financial risk of having your own business, in terms of low start-up [...]

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